The second great power of Discovery is the Motion to Produce Documents.
When a bill collector sues for nonpayment of a debt, they also open themselves up to answer questions–finally!!–and to provide documents.
What type of documents? Well, any document relevant to the debt.
Sued on a medical debt?
An email from a client (edited to preserve confidentiality):
“Good morning. On October 31, 2022, [my husband] had to have surgery to remove his gallbladder. The hospital is requiring payments of approximately $400 a month on the $5,049.97, a sum I am unable to accommodate with our budget. My husband’s income makes us ineligible for
The credit counseling profession has been turned upside down over the past 20 years. When I first started representing clients in bankruptcy cases, we would routinely refer clients to a Consumer Credit Counseling Services of Nebraska if we thought bankruptcy could be avoided.
Unfortunately, CCCSN closed in 2015 and there was no local professional left
