- Demand to see the invoices and
Medical Debts
Medical Debts. Should you take out a loan to pay them?
By Sam Turco on

An email from a client (edited to preserve confidentiality):
“Good morning. On October 31, 2022, [my husband] had to have surgery to remove his gallbladder. The hospital is requiring payments of approximately $400 a month on the $5,049.97, a sum I am unable to accommodate with our budget. My husband’s income makes us ineligible for…
Reinventing Credit Counseling
By Sam Turco on
The credit counseling profession has been turned upside down over the past 20 years. When I first started representing clients in bankruptcy cases, we would routinely refer clients to a Consumer Credit Counseling Services of Nebraska if we thought bankruptcy could be avoided.
Unfortunately, CCCSN closed in 2015 and there was no local professional left…
Problems with the Debt Snowball Method
By Sam Turco on
Are you liable for medical debts your doctor fails to submit to insurance?
Garnishment of Joint Bank Accounts
By Sam Turco on

Health Savings Accounts & Bankruptcy
By Sam Turco on
Posted in Exemption, Medical Debts

File Response to Lawsuit Even When You Owe the Debt
By Sam Turco on

Are you being sued because your health insurance did not pay a claim?
By Sam Turco on