Owning a home can be a burden, especially for those who wish to surrender a property the bank does not want.  Frequently the homeowner has vacated the premises and the property sits unoccupied for months or even years.   These “Zombie” homes impose significant burdens for debtors, even after a bankruptcy is completed and the underlying


Over the past few years we have been hearing stories of phony legal documents used by foreclosure firms.  As a bankruptcy attorney I receive a lot of literature about how banks have “lost” thousands of mortgage documents and that many of the foreclosures conducted in the country are illegal since there is no written proof

One of the most common questions asked is whether it is better to file Chapter 7 or Chapter 13.   Our firm’s position is that if you qualify for Chapter 7 and if there is little risk of your property being liquidated, then Chapter 7 is the better way to go.  The goal is to complete