Most collection lawsuits result in judgments obtained by default. A Default Judgment is awarded when the defendant fails to file a written response to the lawsuit within the required time period, typically 30 days.  Over 90% of collection lawsuits filed in Nebraska result in a default judgment.

The concept of allowing default judgments seems fair

Student Loan

Private Student Loans are the single worst debt in existence.  They lack any formal Income Based Repayment (“IBR”) plans and the debts are generally not discharged in bankruptcy without undergoing expensive litigation and claiming a special hardship.  In recent years, the National Collegiate Student Loan Trust, the largest holder of private student loans, has filed