The most famous name in the getting out of debt industry is Dave Ramsey. As a young man Dave himself was in a pile of debt and wound up filing bankruptcy. The pain of that experience lead him on a quest to learn about personal finance and he began a career in advising others how
A recent client asked this great question:
Is there such a thing as getting help to avoid bankruptcy? My wife and I have a small business. We are struggling to keep it going. We’re down over 50% this year, we’ve cut some expenses, and customer payments are dragging. While we are not unique, and I
“Wealth is the transfer of money from the impatient to the patient.” Warren Buffett
Deborah Sutton writes an excellent article in The Desert News about budgeting for the fun things in life. The word “budget” has a negative vibe to it. To budget is to deny yourself—to live within your means and that implies not