Sometimes simpler is not better. Sometimes cheaper is more expensive in the long run. Those thoughts occurred to me after meeting with a new client regarding her financial problems. The client, a 61-year-old single women earning $14 per hour, was struggling to pay $9,000 of credit cards. Her income had declined after a change in
Recently, a new client filed an emergency bankruptcy petition to stop a trial that was scheduled to take place later that week. (An emergency petition is a case where the debtor does not file all the asset, debt, income and expense schedules but must later file those missing schedules within 14 days. When foreclosures and garnishments are
Most states, including Nebraska, have financial responsibility laws that suspend a driver’s license if a person causes an accident and lacks insurance to fully pay the resulting damages.
Filing bankruptcy may allow a person to immediately reinstate their license in most cases, but there are special rules that apply.
I keep reading these stories about how great the Nebraska economy is and how low the unemployment rate is low compared to other states, but based on what I am seeing and hearing in my office these days I have a hard time believing the news. Yet, they keep reporting the Nebraska unemployment rate at
A good bankruptcy attorney should never “sell” bankruptcy. That is not why people come to my office. What they want and need is honest advice about how to get out of debt. Bankruptcy is a powerful tool to eliminate debt, but there are other methods to solve the debt problem. At the first meeting with
How much of your wages may a creditor garnish in Nebraska? How many garnishments may be placed on a paycheck at any one time? These are two common questions I receive on a weekly basis.
There are limits to how much any one creditor may garnish under Nebraska and Federal law. Nebraska Statute 25-1558 provides