Chapter 13 is a 3 to 5 year payment plan supervised by a bankruptcy trustee designed to reorganize relatively small debtors.  Big companies or individuals with substantial debt seeking to establish reorganization plans (as opposed to filing a Chapter 7 liquidation bankruptcy) must file Chapter 11.  The streamlined procedure of Chapter 13 is limited to

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Just about the top priority of most of my clients is protect their vehicle.  The good news is that Chapter 13 repayment plans not only protect the family vehicle, but they also include additional powers to make the loan payment more affordable.

One of the greatest powers of Chapter 13 is the right to

One of the most significant powers of a Chapter 13 bankruptcy is the power to strip off a wholly unsecured second mortgage lien.  If your home is worth less than the amount of the first mortgage balance, you may be able to cancel the second mortgage lien in Chapter 13.  With the dramatic decline of

One of the most common questions asked is whether it is better to file Chapter 7 or Chapter 13.   Our firm’s position is that if you qualify for Chapter 7 and if there is little risk of your property being liquidated, then Chapter 7 is the better way to go.  The goal is to complete